The Indian Overseas Bank (IOB) has released a new recruitment notification for 291 Generalist and Specialist Officer vacancies across different grades. The recruitment includes Manager, Senior Manager and Assistant Manager-level positions in areas such as Branch Management, IT, Information Security, Credit, Risk, Database Administration, Network Administration, Cyber Security and Security.
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The notification, Advertisement No. HRDD/RECT/04/2026-27, was released on 28 August 2026. The online application process starts on 29 August 2026 and the last date to apply is 15 September 2026.
IOB Recruitment 2026 – Overview
| Particular | Details |
|---|---|
| Organization | Indian Overseas Bank |
| Recruitment | Generalist & Specialist Officers |
| Advertisement No. | HRDD/RECT/04/2026-27 |
| Total Vacancies | 291 |
| Application Mode | Online |
| Application Start Date | 29 August 2026 |
| Last Date | 15 September 2026 |
| Job Location | Anywhere in India |
| Selection Process | Online Examination + Interview |
| Eligibility | Post-specific qualification & experience |
| Pay Scale | ₹48,480 – ₹1,05,280 |
| Recruitment Year | 2026-27 |
The recruitment covers 14 post codes across JMGS Scale I, MMGS Scale II and MMGS Scale III.
IOB Vacancy 2026
Indian Overseas Bank has announced 291 vacancies across Generalist and Specialist Officer positions.
| Post | Scale | Vacancies |
|---|---|---|
| Manager – Branch Management | MMGS II | 100 |
| Manager – IT | MMGS II | 65 |
| Manager – Information Security | MMGS II | 5 |
| Manager – Information Security Audit | MMGS II | 5 |
| Senior Manager – IT | MMGS III | 10 |
| Senior Manager – Information Security | MMGS III | 3 |
| Senior Manager – Information Security Audit | MMGS III | 2 |
| Senior Manager – Database Administrator | MMGS III | 10 |
| Senior Manager – Network Administrator | MMGS III | 5 |
| Senior Manager – Cyber Security Administrator | MMGS III | 5 |
| Manager – Credit | MMGS II | 35 |
| Senior Manager – Credit | MMGS III | 15 |
| Senior Manager – Risk | MMGS III | 6 |
| Assistant Manager – Security | JMGS I | 25 |
| Total | — | 291 |
The largest number of vacancies is for Manager – Branch Management, followed by Manager – IT and Manager – Credit.
Educational Qualification
The required qualification depends on the post.
Manager – Branch Management
Candidates generally require a graduation degree in any discipline along with the prescribed post-qualification officer-level experience.
IT and Information Security Posts
Candidates may require qualifications such as:
- BE/B.Tech
- MCA
- M.Sc. in Computer Science/IT
- Relevant technical qualification
Candidates must also meet the required professional experience and certification conditions wherever applicable.
Credit and Risk Posts
Candidates may require qualifications such as:
- MBA/PGDBA/PGDBM/MMS in Finance
- CA
- CMA
- Relevant finance qualification
Post-qualification experience is required for the applicable positions.
Assistant Manager – Security
Candidates need the qualification and professional background prescribed for the Security post, including the required experience in Defence/Police or other eligible services.
Because eligibility differs significantly between posts, candidates should carefully check the post-specific requirements before applying.
Age Limit
The age limit varies according to the post and scale.
The notification uses 1 August 2026 as the relevant date for determining eligibility. Different positions have different minimum and maximum age limits, with the overall range extending from the early 20s to 45 years depending on the post.
Age relaxation is available to eligible reserved categories according to applicable Government rules.
IOB Salary 2026
Selected candidates will receive the applicable officer-scale salary.
| Scale | Basic Pay Scale |
|---|---|
| JMGS I | ₹48,480 – ₹85,290 |
| MMGS II | ₹64,820 – ₹93,960 |
| MMGS III | ₹85,920 – ₹1,05,280 |
In addition to basic pay, employees will receive applicable allowances and benefits such as DA, HRA and CCA, according to IOB rules.
Selection Process
The IOB Specialist Officer recruitment process consists of:
- Online Examination
- Personal Interview
- Final Merit List
The final selection gives 80% weightage to the online examination and 20% weightage to the interview.
IOB Online Exam Pattern
The online examination includes questions designed to test candidates’ professional knowledge and relevant aptitude.
For specialist positions, Professional Knowledge is an important part of the examination.
Candidates should therefore prepare according to the specific post for which they are applying.
The examination is followed by a personal interview for candidates who qualify according to the prescribed criteria.
Application Fee
The application fee/intimation charges are:
| Category | Fee |
|---|---|
| General/OBC/EWS/Other candidates | ₹1,000 |
| SC/ST/PwBD | ₹175 |
The fee includes applicable GST as specified for the recruitment.
Important Dates
| Event | Date |
|---|---|
| Notification Date | 28 August 2026 |
| Online Application Starts | 29 August 2026 |
| Last Date to Apply | 15 September 2026 |
| Last Date for Fee Payment | 15 September 2026 |
| Online Examination | To be announced |
| Interview | To be announced |
The official application portal confirms that registration and online fee payment are open from 29 August to 15 September 2026.
How to Apply for IOB Recruitment 2026
Eligible candidates can apply online through the IOB recruitment application portal.
Step-by-Step Process
- Visit the official Indian Overseas Bank website.
- Open the Careers/Recruitment section.
- Find Advertisement No. HRDD/RECT/04/2026-27.
- Read the complete notification.
- Click on the online application link.
- Register using your basic details.
- Select the appropriate post.
- Enter educational and professional experience details.
- Upload the required documents.
- Pay the applicable application fee.
- Review the application carefully.
- Submit the form.
- Save and download the final application confirmation.
The online registration is being conducted through the IOB recruitment application portal hosted by IBPS.
Documents Required
Candidates should keep the following documents ready:
- Educational certificates
- Degree/PG certificates
- Marksheets
- Experience certificates
- Professional certificates, where applicable
- Date of birth proof
- Valid photo ID
- Recent photograph
- Signature
- Category certificate, if applicable
- PwBD certificate, where applicable
- NOC, if required
Candidates should ensure that their experience certificates clearly establish the required post-qualification experience.
Important Instructions
Before applying, candidates should:
- Check the eligibility of the selected post.
- Verify the required professional experience.
- Check the age limit.
- Ensure that the qualification matches the post.
- Upload documents in the prescribed format.
- Pay the fee before the deadline.
- Review all information before final submission.
- Save the registration number and application form.
Candidates should not assume that meeting the basic educational qualification alone is sufficient because post-qualification experience is an important requirement for these officer-level positions.
Job Location
Selected candidates may be posted anywhere in India according to the requirements of Indian Overseas Bank.
Candidates should therefore be prepared to work at any IOB branch, office or establishment where they are assigned.
Preparation Tips for IOB SO Recruitment 2026
1. Focus on Professional Knowledge
Candidates should give maximum attention to their respective professional subjects, especially for IT, Information Security, Credit, Risk and other specialist positions.
2. Study Banking Awareness
Important areas include:
- RBI policies
- Banking terminology
- Digital banking
- Financial awareness
- Current affairs
- Banking regulations
- Government schemes
3. Practice Online Tests
Regular mock tests can help improve:
- Speed
- Accuracy
- Time management
- Question selection
4. Prepare for the Interview
Candidates should revise their professional experience and be prepared to explain their:
- Current/previous role
- Technical skills
- Major responsibilities
- Achievements
- Banking knowledge
- Relevant professional certifications
Frequently Asked Questions
How many vacancies are available in IOB Recruitment 2026?
Indian Overseas Bank has announced 291 Generalist and Specialist Officer vacancies.
When does the application process start?
Online applications start on 29 August 2026.
What is the last date to apply?
The last date for online registration and fee payment is 15 September 2026.
What posts are available?
The recruitment includes Manager, Senior Manager and Assistant Manager positions in Branch Management, IT, Information Security, Credit, Risk, Database Administration, Network Administration, Cyber Security and Security.
What is the selection process?
Candidates will be selected through an Online Examination followed by a Personal Interview. The final merit calculation gives 80% weightage to the examination and 20% to the interview.
What is the salary in IOB Recruitment 2026?
The basic pay ranges from ₹48,480 to ₹1,05,280, depending on the officer scale and post.
Is work experience required?
Yes. The recruitment is primarily for experienced professionals, and the required post-qualification experience varies by position.
Can candidates from any state apply?
Yes. The recruitment is a pan-India officer recruitment, and selected candidates may be posted anywhere in India.
Conclusion
The Indian Overseas Bank Recruitment 2026 is a major opportunity for experienced professionals looking for officer-level careers in the banking sector. The recruitment offers 291 vacancies across Generalist and Specialist Officer positions in JMGS I, MMGS II and MMGS III scales.
Candidates with relevant qualifications and professional experience in banking, IT, information security, credit, risk management and security should carefully check the post-wise eligibility criteria before applying.
The online application window is open from 29 August to 15 September 2026. Candidates should complete the application process before the deadline and keep a copy of the submitted form for future reference.
