Indian Overseas Bank Recruitment 2026 Apply Online

Indian Overseas Bank (IOB), a Government of India undertaking, has released a new recruitment notification for Generalist and Specialist Officers for the 2026-27 recruitment cycle. The recruitment drive offers 291 vacancies across various Manager, Senior Manager and Assistant Manager positions in different banking and technical domains.

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The recruitment has been announced under Advertisement No. HRDD/RECT/04/2026-27 dated August 28, 2026. Eligible candidates can submit their applications online from August 29, 2026, to September 15, 2026. The vacancies are available across JMGS-I, MMGS-II and MMGS-III officer scales.

The recruitment is suitable for experienced professionals from banking, IT, information security, credit, risk management, database administration, network administration and related fields. Candidates should carefully check the post-wise educational qualification and work-experience requirements before applying.

Indian Overseas Bank Recruitment 2026 Overview

The current notification includes 14 post codes covering Generalist and Specialist Officer positions.

Indian Overseas Bank Vacancy 2026

A total of 291 vacancies have been announced under the recruitment drive.

The post-wise vacancy distribution is:

The largest number of vacancies is for Manager – Branch Management, with 100 posts, followed by Manager – IT, with 65 posts.

IOB Recruitment 2026 Post Details

The recruitment covers both general banking and specialist technical positions.

Manager – Branch Management

There are 100 vacancies for Manager – Branch Management in MMGS-II.

The position is intended for candidates with relevant banking experience and is suitable for professionals who have worked in branch banking and related functions.

Candidates appointed to the role may be responsible for branch operations, customer services, business development, compliance and other banking activities.

Manager – IT

IOB has announced 65 vacancies for Manager – IT.

This position is aimed at candidates with relevant technical qualifications and professional experience in IT or related domains.

Depending on the prescribed requirements, candidates may come from backgrounds such as:

• Computer Science
• Information Technology
• Electronics
• Computer applications
• Information systems

Information Security Posts

The recruitment also includes positions in:

• Manager – Information Security
• Manager – Information Security Audit
• Senior Manager – Information Security
• Senior Manager – Information Security Audit

These positions are intended for professionals with relevant experience in information security, cyber security, security testing, audit and related technical functions.

Database and Network Posts

IOB has also announced Senior Manager positions for:

• Database Administrator
• Network Administrator
• Cyber Security Administrator

These vacancies provide opportunities for experienced IT professionals with specialized technical knowledge.

Credit and Risk Posts

The bank has announced:

• Manager – Credit
• Senior Manager – Credit
• Senior Manager – Risk

These positions are suitable for candidates with relevant finance, banking, credit or risk-management qualifications and experience.

Assistant Manager – Security

There are 25 vacancies for Assistant Manager – Security in JMGS-I.

Candidates applying for this position must satisfy the specific educational, age and experience requirements prescribed in the notification.

IOB Recruitment 2026 Eligibility Criteria

The eligibility criteria are different for each post. Candidates should therefore avoid assuming that the qualification for one position applies to all 291 vacancies.

The recruitment includes positions for graduates, engineering graduates, IT professionals, finance professionals and candidates with specialized qualifications.

Educational Qualification

Depending on the post, eligible candidates may require qualifications such as:

• Graduation in any discipline
• BE/B.Tech
• ME/M.Tech
• MCA
• M.Sc in relevant subjects
• MBA in Finance
• CA
• CMA
• Other post-specific professional qualifications

For example, the Branch Management position requires a graduate qualification along with prescribed banking experience, while several IT and information-security positions require technical qualifications in areas such as Computer Science, IT, Electronics or related disciplines.

Work Experience

Work experience is an important requirement for this recruitment.

Candidates applying for different Manager and Senior Manager positions need to have the prescribed post-qualification experience in the relevant field.

For example, the Manager – Branch Management post requires banking experience, while IT and cyber-security positions require experience in the respective technical domains.

Therefore, candidates should carefully compare their experience with the exact requirements given against the post code they intend to select.

IOB Recruitment Age Limit 2026

The age limit varies according to the post and officer scale.

According to the recruitment details, the minimum and maximum age limits can range from approximately 22 years to 45 years, depending on the position. The age is calculated as on August 1, 2026.

The applicable upper-age relaxation includes:

• SC/ST: 5 years
• OBC (Non-Creamy Layer): 3 years
• PwBD: 10 years
• Persons affected by 1984 riots: 5 years
• Eligible Ex-Servicemen/Commissioned Officers: 5 years

Candidates should check the exact age requirement for their selected post because the maximum age differs between JMGS-I, MMGS-II and MMGS-III positions.

IOB Officer Salary 2026

Selected candidates will be appointed in different officer scales, depending on the post.

JMGS-I Salary

The basic pay scale for JMGS-I is:

₹48,480 – ₹85,290

The Assistant Manager – Security position falls under this scale.

MMGS-II Salary

The basic pay scale for MMGS-II is:

₹64,820 – ₹93,960

Several Manager positions, including Branch Management, IT, Information Security and Credit, are covered under MMGS-II.

MMGS-III Salary

The basic pay scale for MMGS-III is:

₹85,920 – ₹1,05,280

The Senior Manager positions fall under this scale.

Apart from basic pay, selected officers can receive applicable allowances and benefits according to IOB rules.

IOB Recruitment 2026 Selection Process

The selection process consists primarily of:

1. Online Examination
2. Personal Interview
3. Document Verification
4. Final Selection

Candidates must qualify at the relevant stages according to the conditions specified in the recruitment notification.

The final selection is based on the prescribed weightage of examination and interview performance. The current recruitment information indicates 80% weightage for the online examination and 20% for the personal interview.

IOB Online Examination Pattern 2026

The online examination is designed to assess candidates’ general aptitude as well as professional knowledge relevant to the position.

The exact examination structure can vary between Generalist and Specialist posts.

For Specialist Officer positions, the examination generally covers areas such as:

• English Language
• General Awareness related to Banking
• Professional Knowledge

Candidates should refer to the official notification for the exact test structure applicable to their selected post.

The recruitment information indicates that the objective examination carries 100 marks and has a duration of two hours for the applicable examination pattern.

IOB Interview 2026

Candidates who qualify in the online examination will be shortlisted for the personal interview according to the bank’s prescribed criteria.

The interview is intended to assess the candidate’s:

• Professional knowledge
• Relevant work experience
• Communication skills
• Suitability for the position
• Understanding of the relevant banking/technical domain

Candidates should carry their original educational and experience documents when called for the interview.

IOB Application Fee 2026

The application fee and intimation charges are:

The amounts are inclusive of applicable GST, according to the recruitment information.

Candidates should complete the fee payment within the application period because an incomplete fee payment can result in an unsuccessful application.

IOB Recruitment Important Dates 2026

The online application window is currently open and will close on September 15, 2026.

Documents Required for IOB Recruitment 2026

Candidates should keep the following documents and information ready before completing the application:

• Recent passport-size photograph
• Signature
• Valid identity proof
• Graduation certificate
• Engineering/technical degree, where applicable
• Postgraduate qualification, where applicable
• Professional qualification certificates
• Experience certificates
• Category certificate, if applicable
• PwBD certificate, if applicable
• Ex-serviceman documents, if applicable
• Other post-specific documents

Candidates should ensure that their name, date of birth, educational details and work experience information match their original documents.

How to Apply for IOB Recruitment 2026?

Eligible candidates can submit the application online.

Step 1: Visit the Official Website

Go to the official Indian Overseas Bank website and open the Careers section.

Step 2: Open the Recruitment Notification

Find the notification titled Recruitment of Generalist / Specialist Officers in Various Scales – 2026-27 under Advertisement No. HRDD/RECT/04/2026-27.

Step 3: Check Post-Wise Eligibility

Before registering, check the qualification, age and work-experience requirements for your preferred post.

Step 4: Complete Registration

Enter the required personal and contact information and complete the registration process.

Step 5: Fill the Application Form

Provide:

• Personal details
• Educational qualifications
• Work experience
• Category details
• Post preference
• Other required information

Step 6: Upload Documents

Upload the photograph, signature and other documents according to the prescribed specifications.

Step 7: Pay the Application Fee

Pay the applicable fee through the available online payment options.

Step 8: Submit the Form

Review all details carefully before submitting the application.

After successful submission, download and save a copy of the application form and payment receipt for future reference.

The recruitment is online-only, and candidates should use the official IOB recruitment process rather than relying on unauthorized application links.

IOB Recruitment 2026 Job Location

The selected candidates may be posted anywhere in India, depending on the requirements of Indian Overseas Bank.

Candidates should therefore be prepared to work at different locations across the country.

The posting location may be decided by the bank according to organizational requirements and the conditions applicable to the selected position.

IOB Recruitment 2026 Probation and Bond

Candidates selected for different posts may be required to complete a prescribed probation period.

The recruitment information indicates different probation conditions depending on the post and officer scale.

Some posts also carry a service bond requirement. Candidates should carefully read the bond conditions in the official notification before accepting an appointment.

The reported bond amount is ₹2 lakh for JMGS-I posts and ₹2.5 lakh for MMGS-II and MMGS-III posts, subject to the conditions specified in the notification.

IOB Recruitment 2026 Exam Centres

The online examination is expected to be conducted at designated centres.

The recruitment information lists examination locations including:

• Delhi/NCR
• Mumbai
• Chennai
• Kolkata
• Hyderabad
• Bengaluru

The bank may modify examination centres depending on administrative requirements.

Who Can Apply for IOB Recruitment 2026?

The recruitment is primarily suitable for candidates who already have relevant qualifications and professional experience.

Banking Professionals

Candidates with banking experience can consider the Branch Management and Credit positions if they satisfy the prescribed conditions.

IT Professionals

Candidates with BE/B.Tech, MCA, M.Sc or other relevant technical qualifications can explore IT, database, network and cyber-security positions.

Finance Professionals

Candidates with MBA Finance, CA, CMA or other prescribed finance qualifications may be eligible for Credit and Risk positions.

Security Professionals

Candidates with the prescribed qualifications and experience in security-related fields can consider the Assistant Manager – Security and other information-security positions.

Important Points for IOB Applicants

Check Experience Carefully

This recruitment is not a general fresher recruitment drive. Many positions require significant post-qualification experience.

Candidates should check the experience requirement before submitting the form.

Choose the Correct Post Code

There are 14 post codes, and each has different eligibility requirements.

Candidates should select only positions for which they meet all prescribed conditions.

Check the August 1 Cut-off Date

Age, qualification and experience are assessed with reference to the prescribed cut-off date of August 1, 2026.

Multiple Applications

Candidates who meet the eligibility conditions may be permitted to apply for more than one post, subject to the conditions mentioned in the notification. Candidates should read the instructions carefully before submitting multiple applications.

Keep Experience Certificates Ready

Since experience is mandatory for many positions, candidates should have proper documentary proof of their employment and relevant experience.

Don’t Wait Until the Last Date

The final date to apply is September 15, 2026. Candidates should complete registration and fee payment before the deadline to avoid technical or payment-related problems.

IOB Recruitment 2026 FAQs

How many vacancies are available in Indian Overseas Bank Recruitment 2026?

Indian Overseas Bank has announced 291 vacancies for Generalist and Specialist Officer positions across JMGS-I, MMGS-II and MMGS-III scales.

What is the last date to apply for IOB Recruitment 2026?

The last date for online registration and fee payment is September 15, 2026.

When did the IOB application process start?

The online application process started on August 29, 2026.

What is the IOB Recruitment 2026 advertisement number?

The recruitment has been released under Advertisement No. HRDD/RECT/04/2026-27.

What are the posts available under IOB Recruitment 2026?

The recruitment includes Manager, Senior Manager and Assistant Manager positions in Branch Management, IT, Information Security, Information Security Audit, Database Administration, Network Administration, Cyber Security, Credit, Risk and Security.

Is work experience required for IOB Recruitment 2026?

Yes. The experience requirement varies by post, and candidates must satisfy the prescribed post-qualification experience criteria for the position they choose.

What is the application fee?

SC/ST/PwBD candidates have to pay ₹175, while candidates in other categories have to pay ₹1,000, inclusive of applicable GST.

What is the salary of an IOB Officer?

The pay scale varies by officer grade. JMGS-I starts at ₹48,480, MMGS-II at ₹64,820, and MMGS-III at ₹85,920 basic pay, with applicable increments and allowances.

What is the selection process?

The selection process includes an online examination followed by a personal interview, along with document verification and other prescribed formalities.

Where will selected candidates be posted?

Selected candidates may be posted anywhere in India, depending on the bank’s requirements.

What is the age limit?

The age limit differs according to the post. Depending on the position, the minimum age can be 22 years and the upper age can extend up to 45 years. Candidates must check the specific post’s eligibility as on August 1, 2026.

Conclusion

The Indian Overseas Bank Recruitment 2026 provides a significant opportunity for experienced banking and professional candidates, with 291 Generalist and Specialist Officer vacancies across three officer scales.

The recruitment includes positions in Branch Management, IT, Information Security, Information Security Audit, Database Administration, Network Administration, Cyber Security, Credit, Risk and Security. Because eligibility and experience requirements vary considerably from one post to another, candidates should carefully check the relevant post code before applying.

The application process is currently open from August 29 to September 15, 2026. Eligible candidates should complete the online application, upload the required documents and pay the applicable fee before the deadline.

Candidates should also remember that this is largely an experienced-professional recruitment drive, rather than a general fresher banking recruitment. Applicants should verify their qualification, age and post-qualification experience against the official notification before submitting the form.

For the latest updates regarding the examination, interview schedule, call letters and final selection, candidates should regularly check the official Indian Overseas Bank Careers section.

Official Website: Indian Overseas Bank — Careers